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    • Non-QM Mortgages Explained — Financing Options Beyond Traditional Loans,Gemma Peterson

      Non-QM Mortgages Explained — Financing Options Beyond Traditional Loans

      Non-QM Mortgages Explained — Financing Beyond Traditional Lending Not every homebuyer fits perfectly into the traditional mortgage box. Many borrowers today are self-employed, own businesses, write off significant expenses on taxes, earn commission income, or invest in real estate. The challenge is

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    • Foreign National Loans in Florida — How International Buyers Are Purchasing U.S. Real Estate,Gemma Peterson

      Foreign National Loans in Florida — How International Buyers Are Purchasing U.S. Real Estate

      Foreign National Loans in Florida — Financing Options for International Buyers Florida continues to attract buyers from all over the world. From vacation homes near the beach to long-term investment properties and short-term rentals, international buyers remain highly active throughout the Florida r

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    • Fannie Mae, Freddie Mac, and FHA Are Moving Toward VantageScore — What Homebuyers Need to Know,Gemma Peterson

      Fannie Mae, Freddie Mac, and FHA Are Moving Toward VantageScore — What Homebuyers Need to Know

      Fannie Mae, Freddie Mac, and FHA Are Moving Toward VantageScore — What Buyers Need to Know The mortgage industry may be heading toward one of the biggest credit scoring changes in years. Fannie Mae, Freddie Mac, and FHA are all moving toward allowing the use of VantageScore models alongside traditio

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    Recent Posts

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    Florida Homestead Exemption Proposal: How It Could Lower Buyer Payments
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    Mortgage Rates Reach 6.53%: What Florida Homebuyers Need to Know
    Berkshire Hathaway’s $8.5 Billion Homebuilder Acquisition Signals Confidence in Housing
    Berkshire Hathaway’s $8.5 Billion Homebuilder Acquisition Signals Confidence in Housing
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    Mortgage Rate Uncertainty in 2026: Why Buyers Still Have Options
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    June 2026 Housing Market Update: Buyer Activity Slows as Affordability Challenges Persist
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    June Housing Market Trends: What Buyers and Sellers Need to Know in Central Florida
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    Mortgage Applications Fall as Rates Climb Again
    Home prices are still rising nationally, but local markets are moving in very different directions as inventory grows and affordability pressures reshape buyer demand.
    Home prices are still rising nationally, but local markets are moving in very different directions as inventory grows and affordability pressures reshape buyer demand.
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    The Hottest Rental Markets in America Are Shifting in 2026
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    Why More Homeowners Are Hesitating to Sell Their Homes
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    For informational purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval.  Equal Housing Opportunity. This is not an advertisement to extend consumer credit as defined in Regulation Z.226.2. All loans are subject to credit and property approval. Programs, rates, terms, and conditions are subject to change without notice. Not all products are available in all states or for all loan amounts. Other restrictions apply. For licensing information, go to: www.nmlsconsumeraccess.org. Florida Homes & Loans Inc. NMLS 2295908,  
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