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    • Florida Homeowners Insurance Costs Are Rising Fast — What Buyers Need to Know in 2026,Gemma Peterson

      Florida Homeowners Insurance Costs Are Rising Fast — What Buyers Need to Know in 2026

      Florida Homeowners Insurance Costs Are Rising Fast — What Buyers Need to Know For years, most homebuyers focused almost entirely on one thing when purchasing a home: “What’s the interest rate?” While rates still matter, there’s another monthly expense quickly becoming one of the biggest affordabilit

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    • America Is Becoming “House Rich, Cash Poor” — What the Home Equity Gap Means for Homeowners,Gemma Peterson

      America Is Becoming “House Rich, Cash Poor” — What the Home Equity Gap Means for Homeowners

      Millions of Americans are sitting on record amounts of home equity — yet many still feel financially stretched. That contradiction is becoming one of the biggest structural issues in today’s housing market. According to a recent report from Cotality, U.S. homeowners are currently holding nearly $11

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    • Mortgage Rates Jump to Highest Level in Nearly a Month as Inflation Fears Shake Housing Market,Gemma Peterson

      Mortgage Rates Jump to Highest Level in Nearly a Month as Inflation Fears Shake Housing Market

      Mortgage rates are climbing again — and the housing market is feeling the pressure. Recent economic uncertainty and renewed inflation concerns tied to global conflict have pushed mortgage rates to their highest level in nearly a month, creating another hurdle for homebuyers already navigating afford

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    For informational purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval.  Equal Housing Opportunity. This is not an advertisement to extend consumer credit as defined in Regulation Z.226.2. All loans are subject to credit and property approval. Programs, rates, terms, and conditions are subject to change without notice. Not all products are available in all states or for all loan amounts. Other restrictions apply. For licensing information, go to: www.nmlsconsumeraccess.org. Florida Homes & Loans Inc. NMLS 2295908,  
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