Terms of Use
Your use of this application and your transactions conducted with Florida Homes & Loans Inc. are subject to the following Terms of Use. By accessing or using this website, you agree to these terms. If you do not agree, do not use this website.
Effective Date: January 1, 2019
Application Ownership
This application is owned and operated by Florida Homes & Loans Inc., 728 West Ave, PMB 4017, Cocoa FL 32927 .
Permitted Use
You agree to use this website only for lawful purposes related to real estate and mortgage services. You must be at least 18 years old and agree to be bound by these Terms of Use each time you access the website.
- No unlawful, harmful, or fraudulent use
- No unauthorized access or interference with systems
- No transmission of spam, viruses, or harmful code
- No impersonation or misrepresentation
- No infringement of intellectual property or privacy rights
Access to This Application
Florida Homes & Loans Inc. reserves the right to restrict or terminate access to the website at any time without notice.
User Responsibilities
You are responsible for maintaining your own systems, internet access, and any login credentials. You agree to notify us immediately of any unauthorized access or security concerns.
Submissions and Testimonials
Any submissions, suggestions, or testimonials provided to Florida Homes & Loans Inc. become the exclusive property of the company and may be used for marketing or business purposes without compensation.
Third-Party Links
This website may contain links to third-party services. Florida Homes & Loans Inc. is not responsible for the content, accuracy, or policies of third-party websites.
Revisions and Modifications
These Terms of Use may be updated at any time without notice. Continued use of the website constitutes acceptance of any changes.
Location
This website is operated within the United States and is intended for use by individuals located in the United States.
Indemnification
You agree to indemnify and hold harmless Florida Homes & Loans Inc., its affiliates, and its representatives from any claims or damages resulting from your use of the website or violation of these Terms.
Disclaimers
This website is provided "as is" without warranties of any kind. We do not guarantee accuracy, completeness, or availability of content.
Limitation of Liability
Florida Homes & Loans Inc. shall not be liable for any damages resulting from the use or inability to use this website.
Loan and Credit Disclosures
All loan approvals, qualifications, and rate locks must be provided in writing. By applying, you authorize us to obtain your credit report, which may impact your credit score.
Communications
Communications may be recorded or monitored. By submitting your information, you consent to being contacted by phone, text, or email, including automated systems.
Application Process
You agree to provide accurate and complete information and cooperate with the application process. Delays may occur due to factors outside our control.
Deposit and Refund Policy
You may be responsible for third-party costs incurred during the loan process if you withdraw or fail to complete your application.
Governing Law
These Terms are governed by the laws of the State of Florida. Certain disputes may be subject to arbitration.
Severability
If any provision is deemed invalid, the remaining provisions will remain in effect.
Equal Opportunity Employer
Florida Homes & Loans Inc. is an equal opportunity employer.
Contact
Email: info@floridahomesandloans.com
Phone: (407) 242-7758