Privacy Notice
This Privacy Notice describes how Florida Homes & Loans Inc. and FHL Mortgages may collect, use, share, and protect information you provide through our website, forms, applications, communications, and related services.
Effective Date: INSERT DATE
Who We Are
Florida Homes & Loans Inc. holds a real estate brokerage license in Florida. Mortgage products and information are provided by FHL Mortgages, NMLS #2295908, 728 West Ave, PMB 4017, Cocoa, FL 32927.
Information We Collect
- Contact information such as your name, phone number, email address, and preferred method of contact.
- Property search, buying, selling, refinancing, or financing information you submit through our website or forms.
- Mortgage-related information you provide through a secure application or pre-approval process.
- Technical information such as IP address, browser type, device information, and website usage data collected through cookies or analytics tools.
How We Use Information
- To respond to inquiries and provide real estate or mortgage-related services.
- To connect you with the appropriate team member, including a real estate agent or loan officer.
- To process requests for information, property tours, valuation requests, or mortgage pre-qualification or application steps.
- To operate, improve, and secure our website, services, and communications.
- To comply with legal, regulatory, recordkeeping, and risk-management obligations.
How Information May Be Shared
We may share information with service providers, technology vendors, lenders, loan processing partners, title companies, compliance providers, website hosts, analytics providers, and other parties as reasonably necessary to operate our business, respond to your requests, process a transaction, or comply with legal obligations. We do not sell your personal information for cash consideration.
Mortgage and Financial Privacy
For mortgage-related inquiries and applications, additional privacy rights and disclosures may apply under federal or state law. Where required, privacy notices will be provided in connection with financial products and services.
Cookies and Analytics
Our website may use cookies, pixels, analytics tools, and similar technologies to understand website usage, improve functionality, and support marketing efforts. You may adjust browser settings to limit certain cookies, although some site features may not function properly.
Data Security
We use administrative, technical, and physical safeguards designed to protect information from unauthorized access, disclosure, alteration, or destruction. No internet transmission or storage system can be guaranteed to be 100% secure.
Your Choices
- You may contact us to update your contact information.
- You may unsubscribe from marketing emails using the unsubscribe link where available.
- You may request information about how to contact us regarding privacy questions.
Third-Party Links
Our website may contain links to third-party websites, mortgage portals, social platforms, or external services. We are not responsible for the privacy, security, or content practices of third-party websites.
Children’s Privacy
This website is not directed to children under 13, and we do not knowingly collect personal information from children through the website.
Changes to This Notice
We may update this Privacy Notice from time to time. Changes become effective when posted to this page unless otherwise stated.
Contact Us
Questions about this Privacy Notice may be directed to info@floridahomesandloans.com.