•  Rent or Buy in 2025: What to Know Before Deciding,Gemma Peterson

    Rent or Buy in 2025: What to Know Before Deciding

    The Big Picture Across the 50 largest metro areas, renting is now on average 38% cheaper per month than homeownership—mortgage payments (plus taxes, insurance, and utilities) typically cost significantly more than rent in most big cities. A recent Rent vs. Buy study found only two metros—Detroit and

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  •  USDA Mortgages: Your 2025 Guide to Rural Home Financing,Gemma Peterson

    USDA Mortgages: Your 2025 Guide to Rural Home Financing

    What Is a USDA Home Loan? A USDA loan, also known as a rural development or RD loan, is a government-backed mortgage offered by the U.S. Department of Agriculture. These loans are designed to help low- and moderate-income borrowers purchase homes in approved rural and selected suburban areas—often w

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  •  Mortgage Rates: Q2 2025 Snapshot,Gemma Peterson

    Mortgage Rates: Q2 2025 Snapshot

    Q2 Highlights (April–June 2025) The average 30-year fixed mortgage rate ranged between 6.77% and 6.89%, peaking at 6.89% mid-quarter and finishing June around 6.77% Freddie MacYChartsThe Mortgage Reports. Weekly Freddie Mac data showed end-of-quarter levels at 6.77%, up slightly from approximately 6

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