Meet Julia

From England to Florida — and Proud to Call It Home

Originally from Coventry, England, Julia Meffen has called Florida home for more than 20 years and brings a strong understanding of the Central Florida communities she serves

As a dedicated REALTOR® with Florida Homes & Loans, Julia works with buyers and sellers across a wide range of property types,

from first homes and established neighborhoods to new construction, investment properties and higher-end homes..

Julia is known for her personal, straightforward approach and her commitment to making the buying or selling process as smooth and informed as possible.

She takes the time to understand what matters to each client, providing honest guidance, local market knowledge and clear communication from the first conversation through closing.

Her dedication to her clients has resulted in numerous successful transactions, 5-star client reviews and Platinum Multi-Million Dollar sales recognition. More importantly, Julia has built her business around trust,

transparency and long-term relationships rather than simply completing a transaction..

Whether you are buying your first home, relocating to Central Florida, moving locally, investing or preparing to sell, Julia provides the knowledge and personalized support needed to help you make confident real estate decisions.

Her primary markets include Apopka, Mount Dora and Winter Garden, with service available throughout Central Florida.

Julia Meffen REALTOR with Florida Homes and Loans serving Apopka Mount Dora and Winter Garden Florida
Julia Meffen
REALTOR®
Florida Homes & Loans Inc.
Real Estate Services
Explore With Julia

Explore Julia's Central Florida Markets

Explore homes for sale and learn more about the communities Julia serves throughout Central Florida.

Central Florida

Apopka, Florida

Explore Apopka homes for sale, established neighborhoods, newer communities, larger homesites and local information to help you decide if Apopka is the right fit for your lifestyle and goals.

Explore Apopka Real Estate
Central Florida

Mount Dora, Florida

Discover Mount Dora homes for sale, lakefront properties, established neighborhoods and newer communities surrounding one of Central Florida's most distinctive and charming downtown areas.

Explore Mount Dora Real Estate
Central Florida

Winter Garden, Florida

Explore Winter Garden homes for sale, established neighborhoods, master-planned communities, new construction and the growing areas surrounding historic downtown Winter Garden.

Explore Winter Garden Real Estate
Your Next Move

Buying or Selling? Start Here.

Whether you're preparing to purchase a home or thinking about selling, Florida Homes & Loans can help you understand the numbers, the market and your next steps.

Ready to Buy?

Our mortgage department, FHL Mortgages, works alongside Florida Homes & Loans to help buyers understand their financing options before they start seriously shopping for a home.

You can review your estimated payment, purchasing power and available loan programs with the same team helping you through the home-buying process.

Conventional, FHA, VA & USDA financing
First-time home buyer options
Investment & alternative mortgage programs
Get Pre-Approved With FHL Mortgages

Financing is subject to borrower, credit, income, property and program eligibility.

Thinking About Selling?

Before choosing a listing price, understand how your home compares with recent sales, current competition and today's local buyer activity.

Florida Homes & Loans can help you evaluate your home's market position and determine the right strategy before you list.

Local comparable sales
Pricing & preparation strategy
Estimated seller proceeds
Find Out What Your Home Is Worth

Property values vary based on location, condition, upgrades and current market activity.