Disclosures and Licenses
As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, or age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act.
The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC 20580.
Equal Housing Opportunity.
Effective Date: January 1, 2019
State Disclosure Requirements
Florida Homes & Loans Inc. is a licensed Real Estate and Mortgage Brokerage.
Florida Homes & Loans Inc.
728 West Ave, PMB 4017
Cocoa, FL 32927
NMLS ID: 2295908
Real Estate License: BK3522887
Mortgage License: CQ1064351
Licensing Information
For licensing information, please visit the Nationwide Multistate Licensing System (NMLS) Consumer Access website:
https://www.nmlsconsumeraccess.org/
Loan Servicing and Written Requests
If you have questions or concerns regarding the servicing of your loan, including a Qualified Written Request (QWR), Request for Information, or Notice of Error, please send your written correspondence to the appropriate loan servicer listed on your mortgage statement or servicing notice.
If your loan is brokered through Florida Homes & Loans Inc., servicing may be handled by a third-party lender or loan servicer after closing.
Please include your name, property address, loan number, and a detailed description of your request or concern when submitting written correspondence.
Contact Information
Florida Homes & Loans Inc.
728 West Ave, PMB 4017
Cocoa, FL 32927
Email: info@floridahomesandloans.com
Phone: (407) 242-7758
Consumer Resources
For more information about mortgage servicing rights and consumer protections, please visit the Consumer Financial Protection Bureau (CFPB):